Savings Strategies
How to maximize your benefits, stack programs together, and avoid benefit cliffs.
100 articles in this topic
How to Maximize Your SNAP Benefits: Get Every Dollar
Get Every Dollar
How to Stack Benefits Together for Maximum Savings
How to Stack Benefits Together for Maximum Savings
How to Avoid the Benefit Cliff: Strategies That Work
Strategies That Work
Benefit Cliff Calculator: See How a Raise Affects Your Aid
See How a Raise Affects Your Aid
How to Maximize Your EITC Refund: Earned Income Tax Credit Tips
Earned Income Tax Credit Tips
Combine EITC, CTC, and Saver's Credit for Maximum Refund
Combine EITC, CTC, and Saver's Credit for Maximum Refund
How to Lower Healthcare Costs With Government Benefits
How to Lower Healthcare Costs With Government Benefits
How to Reduce Prescription Costs: Benefits, Coupons, and Programs
Benefits, Coupons, and Programs
How to Save on Childcare With Government Benefits and Tax Credits
How to Save on Childcare With Government Benefits and Tax Credits
How to Reduce Housing Costs With Government Assistance
How to Reduce Housing Costs With Government Assistance
How to Save on Food With SNAP, WIC, and Food Programs
How to Save on Food With SNAP, WIC, and Food Programs
How to Double Your SNAP Dollars at Farmers Markets
How to Double Your SNAP Dollars at Farmers Markets
How to Save on Energy Bills With LIHEAP and Weatherization
How to Save on Energy Bills With LIHEAP and Weatherization
How to Get Free Internet and Phone Service Through Benefits
How to Get Free Internet and Phone Service Through Benefits
How to Maximize Your Tax Refund on a Low Income
How to Maximize Your Tax Refund on a Low Income
How to Keep Benefits While Earning Side Income
How to Keep Benefits While Earning Side Income
Earned Income Disregard Strategies: Keep Benefits While Working
Keep Benefits While Working
Self-Employment and Benefits: How to Protect Your Aid
How to Protect Your Aid
ABLE Account Savings Strategy: Save Without Losing SSI
Save Without Losing SSI
Special Needs Trust vs ABLE Account: Which Is Better?
Which Is Better?
IDA Matched Savings: Double Your Money With Government Help
Double Your Money With Government Help
How to Save for Retirement While on Benefits
How to Save for Retirement While on Benefits
How to Build Credit While Receiving Government Benefits
How to Build Credit While Receiving Government Benefits
How to Start a Business While on Benefits
How to Start a Business While on Benefits
How to Go to College While Keeping Your Benefits
How to Go to College While Keeping Your Benefits
How to Transition Off Benefits Without Hitting the Cliff
How to Transition Off Benefits Without Hitting the Cliff
Gradual Income Increase Strategy: Growing Out of Benefits Safely
Growing Out of Benefits Safely
Benefits Planning for Marriage: How to Avoid Losing Aid
How to Avoid Losing Aid
Benefits Planning for a New Baby: Maximize Your Help
Maximize Your Help
Benefits Planning for Retirement: From SSI to Social Security
From SSI to Social Security
Using SNAP and WIC Together: Maximize Your Food Benefits
Maximize Your Food Benefits
Can You Get Medicaid and ACA Subsidies Together?
Can You Get Medicaid and ACA Subsidies Together?
Section 8 and SNAP Together: Housing and Food Benefits
Housing and Food Benefits
SSI and SNAP Together: Cash and Food Benefits Combined
Cash and Food Benefits Combined
TANF, SNAP, and Medicaid Together: The Full Safety Net
The Full Safety Net
Combining Military Benefits With Civilian Programs
Combining Military Benefits With Civilian Programs
Veteran Benefits Stacking: VA, Social Security, and Medicaid
VA, Social Security, and Medicaid
Senior Benefit Maximization: Medicare, Medicaid, SNAP, and More
Medicare, Medicaid, SNAP, and More
Disability Benefit Maximization: SSI, SSDI, Medicaid Stack
SSI, SSDI, Medicaid Stack
Child Benefit Maximization: CHIP, Free Lunch, Head Start, CTC
CHIP, Free Lunch, Head Start, CTC
Healthcare Benefit Stacking: Medicaid, Medicare, VA, and ACA
Medicaid, Medicare, VA, and ACA
Education Benefit Stacking: Pell Grant, FSEOG, Work-Study
Pell Grant, FSEOG, Work-Study
Housing Benefit Stacking: Section 8, Public Housing, LIHTC
Section 8, Public Housing, LIHTC
Food Benefit Stacking: SNAP, WIC, School Meals, TEFAP
SNAP, WIC, School Meals, TEFAP
Energy Benefit Stacking: LIHEAP, WAP, and Utility Programs
LIHEAP, WAP, and Utility Programs
How to Negotiate Medical Bills When You Have Benefits
How to Negotiate Medical Bills When You Have Benefits
Can You Use an FSA or HSA With Medicaid?
Can You Use an FSA or HSA With Medicaid?
How to Get Dental Care Without Insurance: Benefits and Programs
Benefits and Programs
How to Get Free Vision Care: Benefits and Programs
Essential information about how to get free vision care: benefits and programs and available benefits.
How to Get Free Mental Health Care: Benefits and Programs
Resources and guidance for how to get free mental health care: benefits and programs through benefit programs.
How to Reduce Student Loan Payments With Income-Driven Plans
How to Reduce Student Loan Payments With Income-Driven Plans
Student Loan Forgiveness Strategies: Every Path Available
Every Path Available
How to Save on Transportation With Government Benefits
How to Save on Transportation With Government Benefits
Free Job Training Programs: Build Skills Without Spending Money
Build Skills Without Spending Money
Free Certification Programs Through Government Benefits
Free Certification Programs Through Government Benefits
Work Incentives for Disability Recipients: Keep Benefits While Working
How to navigate work incentives for disability recipients: keep benefits while working without losing coverage.
Trial Work Period Strategy: Test Employment Without Losing SSDI
Test Employment Without Losing SSDI
Substantial Gainful Activity Guide: Income Limits for SSDI
Income Limits for SSDI
Benefits Strategy for Gig Economy Workers
Benefits Strategy for Gig Economy Workers
How to Maximize Free School Meal Benefits for Your Family
How to Maximize Free School Meal Benefits for Your Family
Summer Food Programs Strategy: Keep Kids Fed Year-Round
Keep Kids Fed Year-Round
Back-to-School Benefit Programs: Supplies, Clothes, and More
Supplies, Clothes, and More
Holiday Assistance Programs: Gifts, Food, and Utilities
Gifts, Food, and Utilities
How to Build an Emergency Fund While on Benefits
How to Build an Emergency Fund While on Benefits
Budget Strategies for Benefit Recipients
Budget Strategies for Benefit Recipients
How Cost-of-Living Adjustments Affect Your Benefits
How Cost-of-Living Adjustments Affect Your Benefits
Inflation Protection Strategies for Benefit Recipients
Inflation Protection Strategies for Benefit Recipients
Tax Strategies for Benefit Recipients: Keep More Money
Keep More Money
Benefit Planning Tools Comparison: Find All Your Programs
Find All Your Programs
Annual Benefit Review Checklist: Are You Getting Everything?
Are You Getting Everything?
How to Manage Benefits When Your Income Fluctuates
How to Manage Benefits When Your Income Fluctuates
Seasonal Worker Benefit Strategy: Year-Round Coverage
Year-Round Coverage
Part-Time to Full-Time Benefit Transition Strategy
Part-Time to Full-Time Benefit Transition Strategy
Two-Income Household Benefit Strategy: Joint Filing Tips
Joint Filing Tips
Multigenerational Household Benefits: Maximize Family Aid
Maximize Family Aid
Roommate Household Benefit Strategy: Who Counts?
Who Counts?
How to Maximize SNAP Deductions: Shelter, Medical, and More
Shelter, Medical, and More
Medical Expense Deduction for SNAP: Seniors and Disabled
Seniors and Disabled
Shelter Deduction for SNAP: How Housing Costs Increase Benefits
How Housing Costs Increase Benefits
Dependent Care Deduction for SNAP Benefits
Dependent Care Deduction for SNAP Benefits
Standard vs Itemized Deductions for SNAP
Standard vs Itemized Deductions for SNAP
How to Maximize Your Medicaid Coverage
How to Maximize Your Medicaid Coverage
Medicaid Waiver Services Strategy: Getting Extra Help
Getting Extra Help
Medicare Extra Help Savings: LIS for Prescription Costs
LIS for Prescription Costs
Medicare Advantage vs Medigap: Which Saves More With Benefits?
Which Saves More With Benefits?
Veteran Benefits Optimizer: Are You Getting Everything?
Essential information about veteran benefits optimizer: are you getting everything? and available benefits.
Caregiver Benefit Maximization: Respite, Stipends, and Support
Respite, Stipends, and Support
Foster Care Benefit Maximization: Payments and Programs
Payments and Programs
Adoption Benefit Maximization: Tax Credits and Subsidies
How to take advantage of adoption benefit maximization: tax credits and subsidies to reduce your costs.
Benefits and Bankruptcy: What You Keep and What Changes
What You Keep and What Changes
Benefits and Child Support Strategy: Maximizing Both
Maximizing Both
How to Get Housing Costs Below 30% of Income With Benefits
How to Get Housing Costs Below 30% of Income With Benefits
Zero-Cost Healthcare Strategy: Combining All Available Programs
Combining All Available Programs
Free College Strategy: Pell Grant Plus State Programs
Pell Grant Plus State Programs
How to Maximize Your WIC Benefits: Full Food Package Guide
Full Food Package Guide
SNAP to Self-Sufficiency: A Realistic Transition Plan
A Realistic Transition Plan
Benefits to Homeownership: A Step-by-Step Path
A Step-by-Step Path
How to Create a Benefits Binder: Organize Everything
Organize Everything
Benefits Renewal Calendar: Never Miss a Deadline
Never Miss a Deadline
How to Set Savings Goals While Receiving Benefits
How to Set Savings Goals While Receiving Benefits