Savings Strategies

How to maximize your benefits, stack programs together, and avoid benefit cliffs.

100 articles in this topic

How to Maximize Your SNAP Benefits: Get Every Dollar

Get Every Dollar

How to Stack Benefits Together for Maximum Savings

How to Stack Benefits Together for Maximum Savings

How to Avoid the Benefit Cliff: Strategies That Work

Strategies That Work

Benefit Cliff Calculator: See How a Raise Affects Your Aid

See How a Raise Affects Your Aid

How to Maximize Your EITC Refund: Earned Income Tax Credit Tips

Earned Income Tax Credit Tips

Combine EITC, CTC, and Saver's Credit for Maximum Refund

Combine EITC, CTC, and Saver's Credit for Maximum Refund

How to Lower Healthcare Costs With Government Benefits

How to Lower Healthcare Costs With Government Benefits

How to Reduce Prescription Costs: Benefits, Coupons, and Programs

Benefits, Coupons, and Programs

How to Save on Childcare With Government Benefits and Tax Credits

How to Save on Childcare With Government Benefits and Tax Credits

How to Reduce Housing Costs With Government Assistance

How to Reduce Housing Costs With Government Assistance

How to Save on Food With SNAP, WIC, and Food Programs

How to Save on Food With SNAP, WIC, and Food Programs

How to Double Your SNAP Dollars at Farmers Markets

How to Double Your SNAP Dollars at Farmers Markets

How to Save on Energy Bills With LIHEAP and Weatherization

How to Save on Energy Bills With LIHEAP and Weatherization

How to Get Free Internet and Phone Service Through Benefits

How to Get Free Internet and Phone Service Through Benefits

How to Maximize Your Tax Refund on a Low Income

How to Maximize Your Tax Refund on a Low Income

How to Keep Benefits While Earning Side Income

How to Keep Benefits While Earning Side Income

Earned Income Disregard Strategies: Keep Benefits While Working

Keep Benefits While Working

Self-Employment and Benefits: How to Protect Your Aid

How to Protect Your Aid

ABLE Account Savings Strategy: Save Without Losing SSI

Save Without Losing SSI

Special Needs Trust vs ABLE Account: Which Is Better?

Which Is Better?

IDA Matched Savings: Double Your Money With Government Help

Double Your Money With Government Help

How to Save for Retirement While on Benefits

How to Save for Retirement While on Benefits

How to Build Credit While Receiving Government Benefits

How to Build Credit While Receiving Government Benefits

How to Start a Business While on Benefits

How to Start a Business While on Benefits

How to Go to College While Keeping Your Benefits

How to Go to College While Keeping Your Benefits

How to Transition Off Benefits Without Hitting the Cliff

How to Transition Off Benefits Without Hitting the Cliff

Gradual Income Increase Strategy: Growing Out of Benefits Safely

Growing Out of Benefits Safely

Benefits Planning for Marriage: How to Avoid Losing Aid

How to Avoid Losing Aid

Benefits Planning for a New Baby: Maximize Your Help

Maximize Your Help

Benefits Planning for Retirement: From SSI to Social Security

From SSI to Social Security

Using SNAP and WIC Together: Maximize Your Food Benefits

Maximize Your Food Benefits

Can You Get Medicaid and ACA Subsidies Together?

Can You Get Medicaid and ACA Subsidies Together?

Section 8 and SNAP Together: Housing and Food Benefits

Housing and Food Benefits

SSI and SNAP Together: Cash and Food Benefits Combined

Cash and Food Benefits Combined

TANF, SNAP, and Medicaid Together: The Full Safety Net

The Full Safety Net

Combining Military Benefits With Civilian Programs

Combining Military Benefits With Civilian Programs

Veteran Benefits Stacking: VA, Social Security, and Medicaid

VA, Social Security, and Medicaid

Senior Benefit Maximization: Medicare, Medicaid, SNAP, and More

Medicare, Medicaid, SNAP, and More

Disability Benefit Maximization: SSI, SSDI, Medicaid Stack

SSI, SSDI, Medicaid Stack

Child Benefit Maximization: CHIP, Free Lunch, Head Start, CTC

CHIP, Free Lunch, Head Start, CTC

Healthcare Benefit Stacking: Medicaid, Medicare, VA, and ACA

Medicaid, Medicare, VA, and ACA

Education Benefit Stacking: Pell Grant, FSEOG, Work-Study

Pell Grant, FSEOG, Work-Study

Housing Benefit Stacking: Section 8, Public Housing, LIHTC

Section 8, Public Housing, LIHTC

Food Benefit Stacking: SNAP, WIC, School Meals, TEFAP

SNAP, WIC, School Meals, TEFAP

Energy Benefit Stacking: LIHEAP, WAP, and Utility Programs

LIHEAP, WAP, and Utility Programs

How to Negotiate Medical Bills When You Have Benefits

How to Negotiate Medical Bills When You Have Benefits

Can You Use an FSA or HSA With Medicaid?

Can You Use an FSA or HSA With Medicaid?

How to Get Dental Care Without Insurance: Benefits and Programs

Benefits and Programs

How to Get Free Vision Care: Benefits and Programs

Essential information about how to get free vision care: benefits and programs and available benefits.

How to Get Free Mental Health Care: Benefits and Programs

Resources and guidance for how to get free mental health care: benefits and programs through benefit programs.

How to Reduce Student Loan Payments With Income-Driven Plans

How to Reduce Student Loan Payments With Income-Driven Plans

Student Loan Forgiveness Strategies: Every Path Available

Every Path Available

How to Save on Transportation With Government Benefits

How to Save on Transportation With Government Benefits

Free Job Training Programs: Build Skills Without Spending Money

Build Skills Without Spending Money

Free Certification Programs Through Government Benefits

Free Certification Programs Through Government Benefits

Work Incentives for Disability Recipients: Keep Benefits While Working

How to navigate work incentives for disability recipients: keep benefits while working without losing coverage.

Trial Work Period Strategy: Test Employment Without Losing SSDI

Test Employment Without Losing SSDI

Substantial Gainful Activity Guide: Income Limits for SSDI

Income Limits for SSDI

Benefits Strategy for Gig Economy Workers

Benefits Strategy for Gig Economy Workers

How to Maximize Free School Meal Benefits for Your Family

How to Maximize Free School Meal Benefits for Your Family

Summer Food Programs Strategy: Keep Kids Fed Year-Round

Keep Kids Fed Year-Round

Back-to-School Benefit Programs: Supplies, Clothes, and More

Supplies, Clothes, and More

Holiday Assistance Programs: Gifts, Food, and Utilities

Gifts, Food, and Utilities

How to Build an Emergency Fund While on Benefits

How to Build an Emergency Fund While on Benefits

Budget Strategies for Benefit Recipients

Budget Strategies for Benefit Recipients

How Cost-of-Living Adjustments Affect Your Benefits

How Cost-of-Living Adjustments Affect Your Benefits

Inflation Protection Strategies for Benefit Recipients

Inflation Protection Strategies for Benefit Recipients

Tax Strategies for Benefit Recipients: Keep More Money

Keep More Money

Benefit Planning Tools Comparison: Find All Your Programs

Find All Your Programs

Annual Benefit Review Checklist: Are You Getting Everything?

Are You Getting Everything?

How to Manage Benefits When Your Income Fluctuates

How to Manage Benefits When Your Income Fluctuates

Seasonal Worker Benefit Strategy: Year-Round Coverage

Year-Round Coverage

Part-Time to Full-Time Benefit Transition Strategy

Part-Time to Full-Time Benefit Transition Strategy

Two-Income Household Benefit Strategy: Joint Filing Tips

Joint Filing Tips

Multigenerational Household Benefits: Maximize Family Aid

Maximize Family Aid

Roommate Household Benefit Strategy: Who Counts?

Who Counts?

How to Maximize SNAP Deductions: Shelter, Medical, and More

Shelter, Medical, and More

Medical Expense Deduction for SNAP: Seniors and Disabled

Seniors and Disabled

Shelter Deduction for SNAP: How Housing Costs Increase Benefits

How Housing Costs Increase Benefits

Dependent Care Deduction for SNAP Benefits

Dependent Care Deduction for SNAP Benefits

Standard vs Itemized Deductions for SNAP

Standard vs Itemized Deductions for SNAP

How to Maximize Your Medicaid Coverage

How to Maximize Your Medicaid Coverage

Medicaid Waiver Services Strategy: Getting Extra Help

Getting Extra Help

Medicare Extra Help Savings: LIS for Prescription Costs

LIS for Prescription Costs

Medicare Advantage vs Medigap: Which Saves More With Benefits?

Which Saves More With Benefits?

Veteran Benefits Optimizer: Are You Getting Everything?

Essential information about veteran benefits optimizer: are you getting everything? and available benefits.

Caregiver Benefit Maximization: Respite, Stipends, and Support

Respite, Stipends, and Support

Foster Care Benefit Maximization: Payments and Programs

Payments and Programs

Adoption Benefit Maximization: Tax Credits and Subsidies

How to take advantage of adoption benefit maximization: tax credits and subsidies to reduce your costs.

Benefits and Bankruptcy: What You Keep and What Changes

What You Keep and What Changes

Benefits and Child Support Strategy: Maximizing Both

Maximizing Both

How to Get Housing Costs Below 30% of Income With Benefits

How to Get Housing Costs Below 30% of Income With Benefits

Zero-Cost Healthcare Strategy: Combining All Available Programs

Combining All Available Programs

Free College Strategy: Pell Grant Plus State Programs

Pell Grant Plus State Programs

How to Maximize Your WIC Benefits: Full Food Package Guide

Full Food Package Guide

SNAP to Self-Sufficiency: A Realistic Transition Plan

A Realistic Transition Plan

Benefits to Homeownership: A Step-by-Step Path

A Step-by-Step Path

How to Create a Benefits Binder: Organize Everything

Organize Everything

Benefits Renewal Calendar: Never Miss a Deadline

Never Miss a Deadline

How to Set Savings Goals While Receiving Benefits

How to Set Savings Goals While Receiving Benefits