Health Plans
Forms and resources for health plans
30 resources in this category
HMO vs PPO vs HDHP vs EPO Comparison Matrix
Compare health plan types across cost, flexibility, provider network, referral requirements, and out-of-network coverage.
HSA Contribution Planning Worksheet
Calculate optimal HSA contributions based on expected medical expenses, tax savings, and investment opportunity.
HSA Investment Strategy Worksheet
Plan HSA investment allocations based on time horizon, risk tolerance, and short-term vs long-term health spending.
FSA Planning and Spending Worksheet
Estimate annual healthcare expenses to set the right FSA contribution and plan spending before the deadline.
Dependent Care FSA Planning Guide
Calculate dependent care FSA contributions based on childcare costs, tax bracket, and alternative credit options.
Limited Purpose FSA Guide
Understand limited purpose FSA eligibility and usage for dental and vision expenses alongside an HSA.
COBRA Continuation Election Guide
Decide whether to elect COBRA continuation coverage with cost analysis, timeline, and alternative options.
COBRA Cost Comparison Worksheet
Compare COBRA premiums against marketplace plans, spousal coverage, and short-term health insurance options.
COBRA vs ACA Marketplace Comparison Guide
Compare COBRA continuation against ACA marketplace plans considering subsidies, coverage, and total cost.
Prescription Drug Coverage Comparison Worksheet
Compare prescription drug coverage across plans by formulary tiers, copays, mail order options, and specialty drugs.
Mental Health Benefits Comparison Worksheet
Compare mental health coverage across plans including therapy visits, telehealth options, and substance abuse treatment.
Healthcare Provider Network Verification Checklist
Verify that your current doctors, specialists, and hospitals are in-network before selecting a health plan.
Annual Healthcare Expense Estimator Worksheet
Estimate your annual healthcare spending to choose the most cost-effective plan based on your usage patterns.
Vision Plan Comparison Worksheet
Compare vision plan options by exam copays, lens coverage, frame allowance, and contact lens benefits.
Dental Plan Comparison Worksheet
Compare dental plan options including preventive coverage, basic and major service percentages, and annual maximums.
Health Insurance Literacy Guide
Learn key health insurance terms and concepts including premiums, deductibles, copays, coinsurance, and out-of-pocket maximums.
Spousal Surcharge Evaluation Worksheet
Evaluate whether carrying your spouse on your plan or their own employer plan is more cost-effective.
Health Plan Deductible Funding Strategy Worksheet
Plan how to fund your health plan deductible using HSA, FSA, and savings strategies for the plan year.
Out-of-Pocket Maximum Tracking Worksheet
Track progress toward your health plan out-of-pocket maximum to plan spending and predict when full coverage begins.
In-Network vs Out-of-Network Cost Comparison
Compare in-network and out-of-network costs for a planned procedure to make informed provider decisions.
Prior Authorization Tracking Template
Track prior authorization requests, approvals, and denials for medical procedures and prescriptions.
Medical Bill Review Checklist
Review medical bills for errors by checking procedure codes, insurance adjustments, and covered amounts.
Insurance Claim Denial Appeal Guide
Appeal a denied health insurance claim with a structured process covering documentation, deadlines, and escalation.
Explanation of Benefits (EOB) Reading Guide
Understand how to read your Explanation of Benefits statement to verify charges, coverage, and your financial responsibility.
HDHP Year-One Transition Guide
Transition to a high-deductible health plan with strategies for managing higher out-of-pocket costs and maximizing HSA benefits.
Fertility Benefits Coverage Guide
Understand employer fertility benefits including IVF coverage, egg freezing, and adoption support programs.
Gender-Affirming Care Benefits Guide
Navigate health plan coverage for gender-affirming care including therapy, hormones, and surgical procedures.
Weight Management Program Benefits Guide
Review health plan coverage for weight management programs, GLP-1 medications, and bariatric surgery options.
Telehealth Benefits Guide
Understand telehealth coverage including virtual urgent care, therapy, dermatology, and specialist consultations.
Mental Health Parity Compliance Checklist for HR
Ensure mental health parity compliance under MHPAEA with quantitative and non-quantitative treatment limit reviews.